Add money

Today money gets into Every in two ways: receiving stablecoins from another wallet or an exchange, or receiving from someone else on Every through your @name. There is no bank transfer and no card payment yet.

Everything that comes in ends up as USDC in your own wallet, never in a shared Every account. To you it is one balance: Available.

Where to start

Tap Add on the Payments tab or on the home tab. Select deposit method opens, with three rows:

Row	What it does
Crypto	Shows you the address to receive USDC or USDT from another wallet or an exchange.
From a friend	Opens Receive, with your @name so someone on Every can pay you.
Card · Soon	Not working yet. Buying with a card is not part of the beta.

The same address is also under Payments → Receive, in From another wallet or exchange.

Receiving from another wallet or an exchange

1. In Receive (or Add → Crypto), tap Coin and pick USDC or USDT.

2. Tap Network and pick the network you will send the money over. Each network in the list says how long it takes and what it costs.

3. Below you get a QR code and the full address. Tap Copy address and paste it into the wallet or exchange you are sending from.

4. On that exchange, pick exactly the same coin and the same network you picked in Every. It is the one thing that cannot be undone.

5. Send. When it arrives it shows up in your balance on its own, and the home tab says … just arrived under the balance.

Under the address, the screen repeats what you picked: “Send only USDT over Polygon”. It also shows the Fee, the Estimated arrival, what You get (always USDC) and the Minimum to invest.

Coins and networks it takes

Stablecoins only. This is the full list:

Coin	Network	What happens	Fee	Time
USDC	Arbitrum	Lands straight in your wallet	No fee	Seconds
USDC	Base	Lands straight in your wallet	No fee	Seconds
USDC	Optimism	Changed to USDC on Arbitrum	≈ 0.04%	A few minutes
USDC	Polygon	Changed to USDC on Arbitrum	≈ 0.04%	A few minutes
USDT	Arbitrum	Changed to USDC on Arbitrum	≈ 0.06%	A few minutes
USDT	Optimism	Changed to USDC on Arbitrum	≈ 0.06%	A few minutes
USDT	Polygon	Changed to USDC on Arbitrum	≈ 0.06%	A few minutes

It does not take ETH, the Ethereum network, Solana, Bitcoin, or any coin or network that is not in the table. USDT is not taken over Base.

Why the address changes with what you pick

• USDC over Arbitrum or Base goes to your own account’s address. No conversion and no fee. It is what you get by default.
• Everything else goes to a separate deposit address, created just for you the first time you pick one of those pairs. It takes what you send, changes it to USDC and delivers it to your account, on Arbitrum.

That is why you copy the address after picking the coin and the network. If you send USDC over Arbitrum to the deposit address, it is not converted or forwarded: it stays there.

The conversion fee is approximate and Every does not charge it: it is what the service that does the conversion costs. Every charges nothing to receive. What you do pay is whatever your exchange or wallet charges to send, which you see there.

A wrong coin or network can lose the money

Send only the coin and the network you picked on the screen. If you send another coin, another network, or to the address of another pair, the money may never arrive. On-chain transactions cannot be reversed, and Every cannot promise to get it back: picking the right network is your responsibility. Before sending a lot, try a small amount.

How long it takes

• USDC over Arbitrum or Base: seconds from when your exchange sends it. Many exchanges take longer to send it than the network takes to deliver it.
• Anything that needs converting: a few minutes. The conversion service does not publish times, so the app does not give you an exact figure.

You do not need to keep the app open. The balance updates on its own.

Receiving from someone on Every

People on Every pay you with your @name, no addresses involved. It is at the top of Receive, with Copy and Share. If you do not have one yet, tap Choose your name. The rest is in Send and receive.

The minimum to invest

You can receive any amount. What has a minimum is moving money into investing: each move from your wallet to Hyperliquid is at least $11. That is what the screen calls Minimum to invest.

You do not have to move anything yourself: when you buy, the app takes the money to Hyperliquid on its own. If your balance outside Hyperliquid does not reach the minimum, the buy does not go through and the screen says what is missing: “You’re … short.” The money stays in your account, Available, and you can still send it or save it.

Why it exists:

• Hyperliquid keeps deposits under $5. It does not reject them: it loses them. A minimum above that makes sure it never happens.
• The smallest buy is over $10, and a market buy sets aside 2% more in case the price moves. With a lower minimum you could put in money that is not enough to buy anything.

That move into Hyperliquid is free: Every pays the gas.

“On the way”

Sometimes the balance shows … on the way under it. That is your money that has left one place and has not reached the next yet: for example, while it moves from your wallet to Hyperliquid for a buy (one to three minutes), or while it hops from Base to Arbitrum. It counts in your total, but you cannot spend it until it lands.

“On the way” is only for moves the app makes. A send from outside does not show there: it appears in your balance when it arrives.

Common questions

Can I send USDC.e or “bridged” USDC? No. The table means each network’s native USDC. If your exchange offers both, pick plain USDC.

Is there a minimum to receive? No. The only minimum is the $11 to move into investing.

My exchange says it sent it and I cannot see it. Check on the exchange that the transaction is confirmed and which network it left on. If it left on the network you picked, it arrives on its own. If it still does not show up, write to us from the app with the transaction hash.

Can I pay with a card? Not yet. The Card row says Soon.